Building the Future with Global Inter-Value Exchange (GIVE)
Over 30 years of business, marketing, banking and technology experience across multiple industries and disciplines. Mr. Chang has built companies and technologies that have had a profound impact on consumers, businesses and society.
Mr. Chang is the inventor of the ATM (Automated Teller Machine)
Pioneer on encoding, embossing and use of the bank credit and debit cards
electronic funds transfer systems
international prepaid debit
Cards Early developer and provider of Prepaid Debit Cards on an international scale
Mr. Chang has been an Investment Banker and trustee for worldwide humanitarian
organizations and heritage foundations
He had also served as top executive & strategic advisor to global companies, such as Citibank, Bank of America, American Express, Visa, EDS, Unisys, Coca-Cola Enterprises, etc.
2004 – present
ONE DEBIT ASSOCIATES
founder & corporate director
Mr. Chang as a founder of One Debit Associates (www.OneDebit.com) of United States, has the responsibilities of business development and marketing. Mr. Chang is a pioneer of prepaid debit cards, specializing on the International Prepaid Debit Cards, which are cross-border electronic payment bank accounts that can be issued to residents of more than 200 countries in the world.
One Debit worked with 6 payment system processors and 20 international banks in Europe, Asia and the Caribbean, is now one of the largest prepaid debit card providers in the world; its client base consists of more than 180 corporate and retail operations worldwide, including many Global 2000 companies.
In addition to International Prepaid Debit Cards, One Debit also offers an electronic wallet (eWallet) funds aggregation, repository and transfer systems and international merchant account processing services. Other adjunct and complementary products and services include cardholder benefit programs, prepaid wireless plans and devices.
2007 – present
MP TRUST, INC
trustee & investment banking officer
Operation of this Trust spans globally from U.S. to Europe and Asia. The Trust pledges to fund and support multiple humanitarian foundations. Mr. Chang is heavily involved in Investment, commercial and retail Banking activities for the Trust and is currently chartered to build a global banking and payment system infrastructure for the Trust.
1999 – present
In 1999, Mr. Chang decided to be involved heavily with the Internet and wireless technologies and re-incorporated his operation as Global-Vision. The software products developed under the Global-Vision banner include:
High volume Laser printer control systems that can increase the printing speed and reduce the need for font and image management for most print processes.
Developed an overall knowledge management system that combined the need for paper printing, Electronic Bill Presentment, information archiving and viewing.
An advanced Internet/intranet authoring tool that can be used to create not only sophisticated Web sites but also intelligent business process workflow systems.
In early 2000, Global-Vision began working on wireless bank payment system with Nippon Columbia, which represents an alliance of Hitachi, Sanyo Electric, Fujitsu and Infineon/Siemens. The result of the completed collaboration resulted in Global-Vision’s acquisition of marketing rights of a wireless banking semiconductor chip containing a smart card computer, a cryptographic engine and high-density storage.
1991 – 1998
INTERNATIONAL SHARED SOLUTIONS, INC
ISS was a technology and business consulting company. To enhance its consulting activities, ISS developed, in 1991, a BPR (Business Process Re-design) tool that can analyze business processes and make redesign recommendations.
Mr. Chang and his team of technical and business professionals performed business process re-design and management and technology consulting services to Fortune 500 companies. Assignments included:
Five year strategic operations and technology plan for the formation of NationsBank
A secure Internet-based credit card transaction system for Visa
Smart Card marketing and deployment strategy for VeriGem (Joint venture of Verifone and Gemplus)
Product market strategy for VeriFone, the POS maker
Electronic payment system marketing and deployment strategy for Unisys
Intelligent intranet system for Coca Cola Enterprises
Enterprise network strategies for Deluxe Checks and Ceridian Employer Services
Data security plans for Deluxe Checks and Ceridian Employer Services
Internet browser-based payroll data submission system for Ceridian
Wireless strategies for EDS
1987 – 1990
bs medical electronics
SOUTHERN METHODIST UNIVERSITY
mba marketing & sales
UNIVERSITY OF TEXAS
phd studies & instructormanagement science